Financial analysis can play a key role in the design of an insurance program and the subsequent insurance placement strategy. Our goal is to provide our clients with information to help support their decision making process when choosing the appropriate balance of self-insurance and risk transfer. Based on our clients’ objectives, we build customized reports such as retention analyses and loss projections that provide detailed insight into our clients’ insurance programs. In addition, these reports serve as valuable tools as we negotiate various program structure options with the marketplace. In addition, our loss analyses serves as the foundation for our claim reduction strategies. Whether it is an analysis of property losses by location or workers compensation claim frequency and severity, we provide meaningful data to assist our clients in their overall risk management programs and in identifying new strategies that have the greatest impact on total cost of risk.