Property & Casualty Insurance

Dubraski & Associates has a highly experienced and knowledgeable team dedicated to health care Property & Casualty insurance solutions. We have some of the strongest insurance carrier relationships in the industry, having distinguished ourselves through our service, professionalism, expertise and integrity. In addition, our team is a leader in developing customized risk solutions and coverage enhancements for health care organizations nationally. Our associates have placed coverage for a variety of health care organizations, from surgery centers and managed care organizations to risk retention groups and integrated delivery systems, in both hard and soft markets. We specialize in providing client-specific, unbiased solutions to a variety of health care organizations, including:

Health Care Specialists, Dedicated to Service

Our account service team averages over 20 years of insurance brokerage experience, almost all of which has been dedicated to servicing health care clients. Having placed billions of dollars of health care premiums throughout our careers, we have brought our market relationships, experience and knowledge to Dubraski & Associates to provide clients with outstanding customer service.

We do not simply process insurance renewals, but rather we listen and become an extension of the client’s team to assist in meeting all goals and objectives. In addition, we negotiate aggressively on behalf of our clients, provide customized coverage and solutions, and ensure that all insurance documentation is clear, comprehensive and delivered timely. We continually challenge ourselves to identify innovative ways to save our clients’ money and to develop broader coverage.

Customized solutions. Complete coverage.

Health care organizations face a variety of risks that threaten their financial wellbeing, from physical property damage and employee safety to medical malpractice lawsuits and regulatory compliance. In today’s rapidly evolving health care marketplace in which payers and providers are facing many different challenges, our team is dedicated to providing comprehensive consultation and insurance solutions to address the many exposures to loss.

Our areas of specialization include, but are not limited to:

  • Health Care Professional Liability:
    • Medical Professional Liability Solutions for Hospitals and Health Systems, Senior Living Facilities, and Physician Organizations
    • Managed Care Errors & Omissions Liability for Health Plans, CO-OPs, Accountable Care Organizations, and other Managed Care Organizations
  • Management Liability:
    • Directors/Officers Liability
    • Employment Practices Liability
    • Fiduciary Liability
    • Crime
    • Kidnap & Ransom
  • Property & Casualty:
    • Property
    • Workers Compensation and Employers Liability
    • Commercial Automobile, Ambulance and Aircraft
    • General Liability
    • Package Policies
  • Specialty Insurance Solutions:
    • Data Privacy & Network Security
    • Environmental Liability
    • Government Billing Errors & Omissions
    • Miscellaneous Errors & Omissions
    • Terrorism
    • Bonds