Voluntary Benefit Plans

The employee benefits landscape has changed dramatically over the past several years and will continue to evolve as more elements of Health Care Reform (PPACA) are implemented. As the traditional employer-paid packages shift to new markets such as exchanges, employees will increasingly turn to voluntary benefits to enhance their employer-paid offerings without adding any additional cost to the employer. As the providers of these benefits, many insurance carriers are responding with innovative plan designs, underwriting, pricing, and marketing initiatives. Dubraski & Associates is experienced in the health care industry, allowing us to effectively analyze, select, communicate and support creative solutions best suited to this specific environment.

Health Care Insurance: Voluntary Benefits

When properly designed, voluntary benefit programs can provide health care organizations with the competitive edge they need to attract and retain employees. Accessing these specialty carriers, our team will help fill the gaps in your core program with popular voluntary benefits such as:

  • Life insurance
  • Accident coverage
  • Short-term and long-term disability insurance
  • Dental insurance
  • Vision insurance
  • Long-term care
  • Limited medical plans
  • Critical illness insurance


Dubraski & Associates has partnered with the leading voluntary benefit administration, enrollment and communication firms that specialize in the health care industry. Through a variety of platforms, we:

  • Educate employees
  • Answer questions
  • Provide Human Resources with ongoing administrative service and support

Advantages of Voluntary Benefits

  • No employer premium costs
  • Enhanced benefits
  • Portability
  • Employee satisfaction and retention
  • Group rates
  • Favorable guarantee issue underwriting
  • Convenience of payroll deduction

To learn more about voluntary benefits for your company, contact us. 1.877.792.4640